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Thursday, October 19, 2017

Charming Bungalow

Charming bungalow just minutes from the Greenbelt, located at 4465 N Adams St. in Garden City. 2 bedroom, 1 bath, large utility room, attic and outside storage shed. New tile work in kitchen and bathroom, new bathtub. Red fir hardwood floors in the living room and bedrooms. Large wood and brick porch, fruit trees in the yard. Just a 20 minute bike to the center of downtown Boise via the Greenbelt. Property sold "as-is".



You can also learn more about us at lowesflatfee.com.  





Wednesday, October 18, 2017

Fully Landscaped & Great Location


Located at 15359 Pineview St. in Rathdrum. Oak cabinets, accented ceilings, rock fireplace, natural gas, central AC, hot tub, bonus room, large master bedroom, fully landscaped with sprinklers, drip system, lighting exterior, schools are 1 block away, private fenced back yard, natural gas on back deck for a continuous barbecue.



You can also learn more about us at lowesflatfee.com.  





Friday, October 13, 2017

America Needs Your House!!!


The biggest challenge in today’s real estate market is a lack of housing inventory. How big of a challenge is the housing shortage? Here are what four industry economists are saying on the issue (emphases added):

Mark Fleming, First American’s Chief Economist

“The underlying fundamental issue is an overwhelming lack of supply… The supply of newly constructed homes is also sagging, adding to the supply challenges. Over the last eight years, housing demand has increased by 5.9 million, but the net new number of housing units has only increased by 3.5 million.”

Svenja Gudell, Zillow’s Chief Economist

“Everyone has been talking about tight inventory but I think we are OK calling it a straight up inventory crisis at this point. We just don’t have enough homes.”

Sean Becketti, Freddie Mac’s Chief Economist

“House prices today are higher than they were at the peak in the summer of 2006, near-record-low mortgage rates have boosted housing demand, and sales volume is robust. The spoiler is the lean inventory of houses for sale.”

Lawrence Yun, National Association of Realtors’ Chief Economist

“Listings in the affordable price range continue to be scooped up rapidly, but the severe housing shortages inflicting many markets are keeping a large segment of would-be buyers on the sidelines.”

Bottom Line

If you are considering selling your house soon, now may be the time to get it on the market. The lack of competition could lead to a faster sale at a higher price.

Completely Refurbished Home!


Completely refurbished home located at 1050 N Harrison in Pocatello! NEW Electric baseboard heat, NEW Stainless Steel Appliances, NEW brushed nickel fixtures throughout the home! New windows! Never been lived in since remodel! Spacious walk-in closet in Master bedroom. Large laundry room with lots of windows. NEW doors, NEW beautiful laminate flooring, NEW paint, NEW cabinets. The whole interior is BRAND NEW! Exterior was just finished!!! Covered porch! Fully fenced yard for kids and pets!



You can also learn more about us at lowesflatfee.com.  






Wednesday, October 11, 2017

How Your Home’s Value Grows Your Family’s Wealth

Over the next five years, home prices are expected to appreciate 3.64% per year on average and to grow by 18.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey. 
So, what does this mean for homeowners and their equity position?
As an example, let’s assume a young couple purchased and closed on a $250,000 home in January. If we look at only the projected increase in the price of that home, how much equity will they earn over the next 5 years?
How Your Home’s Value Grows Your Family’s Wealth | Keeping Current Matters
Since the experts predict that home prices will increase by 5.0% this year alone, the young homeowners will have gained $12,500 in equity in just one year.
Over a five-year period, their equity will increase by nearly $49,000! This figure does not even take into account their monthly principal mortgage payments. In many cases, home equity is one of the largest portions of a family’s overall net worth.

Bottom Line

Not only is homeownership something to be proud of, but it also offers you and your family the ability to build equity you can borrow against in the future. If you are ready and willing to buy, find out if you are able to today!



Story Taken from "Keeping Current Matters".

Monday, October 9, 2017

How To Get The Most From Your Home Insurance Claims

No one ever wants to need to use their home insurance policies. They purchase a policy because it’s necessary and it’s a smart thing to have in case of emergency or accident, but no one ever wants a situation to arise where they’ll actually have to use it. Most insurance companies, however, will do everything they can to cut corners and not pay your claims and cover what they should. They often prolong the process, and as a result, only 10%-20% of homeowners actually follow through with claims they’ve filed with their home insurance companies. One main reason for this is emotionally based. If a tree falls on your home and damages the roof and ceiling during a storm, you’ll want to have it fixed immediately. So, instead of waiting a lengthy amount of time for your insurance agent to follow through, often you’ll decide to handle the issue yourself and then end up with a hefty bill. This isn’t the way that it should be.

Review your coverage

When you purchase a home insurance policy, make sure that you go over it and understand it before purchasing it. A lot of insurance policies are purposely vague, so you really don’t have a good idea of what you’re purchasing and what’s covered. You want to make sure that the things that may become issues for you are actually covered. For example, if you live in an area with heavy winds, but don’t have any wind damage coverage, you’ll have to foot the bill in the event of a wind storm blowing your fence away.

Take photos and videos

Photographic proof is going to be one of the easiest ways to backup your damage claims. When you move into a new home, take pictures of anything that could incur damage. Ceilings, roofs, fences, windows, etc. This way, when damage occurs, you have proof that it wasn’t always damaged.

Temporary repairs

Some insurance companies will dismiss your claims as a result of them waiting too long. If a window is broken or roof damaged, you should get a temporary solution and save your receipts.

Don’t assume something isn’t covered

Just because something specific isn’t covered doesn’t mean the causation of the problem isn’t covered. Maybe a window broke, which isn’t covered, but if it was broken by a felled tree caused by wind, which is covered, they would be responsible for paying the claim. They’ll try to take advantage of loopholes, so you should, too.

Story taken from Grant Porter from Citywide Home Loans 

Wednesday, October 4, 2017

Home Prices Up 6.64% Across The Country!


Some Highlights:

  • The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
  • In the report, home prices are compared both regionally and by state.
  • Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!
  • Alaska & West Virginia were the only states where home prices are lower than they were last year.


Story Taken From "Keeping Current Matters".