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Monday, May 14, 2018

Family Living At Its Finest!


Family living at its finest! Located at 5040 Rose St. in Chubbuck. Great room living area perfectly handles small family living and large gatherings alike with large windows, 10-foot ceilings and open layout. Large, open kitchen has maple cabinets, granite countertops, stainless steel appliances and windows overlooking the yard and garden. 2/3 acre lot has large lawn, young orchard and large garden. Sprinklers are switchable between city and Fort Hall irrigation water. Short walking distance to Stuart Park and Portneuf Library.



See photos below.
You can also learn more about us at lowesflatfee.com. 





This Just In: Data Says May Is The Best Month To Sell Your Home


According to a newly released study by ATTOM Data Solutions, selling your home in the month of May will net you an average of 5.9% above estimated market value for your home.
For the study, ATTOM performed an “analysis of 14.7 million home sales from 2011 to 2017” and found the average seller premium achieved for each month of the year. Below is a breakdown by month:


ATTOM even went a step further and broke their results down by day.

Top 5 Days to Sell:

  • June 28th – 9.1% above market
  • February 15th – 9.0% above market
  • May 31st – 8.3% above market
  • May 29th – 8.2% above market
  • June 21st – 8.1% above market
It should come as no surprise that May and June dominate as the top months to sell and that 4 of the top 5 days to sell fall in those two months. The second quarter of the year (April, May, June) is referred to as the Spring Buyers Season, when competition is fierce to find a dream home, which often leads to bidding wars.
One caveat to mention though, is that when broken down by metro, ATTOM noticed that while warmer climates share in the overall trend, it turns out that they have different top months for sales. The best month to get the highest price in Miami, FL, for instance, was January, and Phoenix, AZ came in with November leading the charge.
If you’re thinking of selling your home this year, the time to list is NOW! According to the National Association of Realtors, homes sold in an average of just 30 days last month! If you list now, you’ll have a really good chance to sell in May or June, setting yourself up for getting the best price!

Bottom Line

Contact us today! We can show you the market conditions in your area and get the most exposure to the buyers who are ready and willing to buy!



Story taken from "Keeping Current Matters".

Saturday, May 12, 2018

April 218 PTC Index

 The PTC Index is a monthly measurement of the vibrancy of the Treasure Valley real estate market. Based on a custom weighted algorithm, it combines eight critical measurements of the real estate market into a single, useful number: the PTC Index.










Data taken from "PTCIndex.com".





Thursday, May 10, 2018

5 Bedroom 2 Bath Home


This amazing 5 bedroom 2 bath house located near Firth at 670 E 810 N in Basalt is move in ready. It's been completely remodeled and has tons of storage. The new kitchen has beautiful granite countertops, soft close drawers and wood look laminate flooring. Both baths have granite topped vanities. The home has a 2 car garage with new garage door openers and a 12x24 attached work shop/shed.



See photos below.
You can also learn more about us at lowesflatfee.com. 





Wednesday, May 9, 2018

Park Place Townhome


Park Place Townhome at Barber Station. Located at 3324 E. Thoroughbred Lane on Marianne Williams Park and Boise Greenbelt. Steps away from the Boise River. Low maintenance living with great views. Two car garage, balcony off master suite, community pool and clubhouse.



You can also learn more about us at lowesflatfee.com. 





Tuesday, May 8, 2018

Centrally Located Property


Centrally located property at 250 W. Center St. in Shelley. Beautiful home with lots of character and charm. Completely remodeled including all new plumbing, electrical, windows, floors, exterior siding and finish work. Beautiful kitchen with quartz countertops.



See photos below.
You can also learn more about us at lowesflatfee.com. 





Saturday, May 5, 2018

Boomerang Buyers: Most Qualify For Financing In 2-3 Years



According to a new study from Lending Tree, Americans who have filed for bankruptcy may be able to rebuild enough credit to qualify for a home loan in as little as 2-3 years.
This is in stark contrast to the belief that many have that they need to wait 7-10 years for their bankruptcies to clear from their credit reports before attempting to apply for either a mortgage or a personal or auto loan.
The study analyzed over one million loan applications for mortgages, personal, and auto loans and compared borrowers who had a bankruptcy on their credit report vs. those who did not to find out the “Cost of Bankruptcy.”
The study found that 43.2% of Americans who filed bankruptcy were able to repair their credit back to a 640 FICO® Score in less than a year. The percentage of those who achieved a 640 FICO® Score increased to nearly 75% after 5 years. The full breakdown of the findings was used to create the chart below.

Americans who were able to repair their credit scores to a range of 720-739 within three years of filing were able to obtain the same financing options as those who had never filed bankruptcy.
According to Ellie Mae’s latest Origination Insights Report, 53.5% of those who were approved for a home loan had FICO® Scores between 600-749 last month. This is great news for Americans who are looking to re-enter the housing market.

Raj Patel, Lending Tree’s Director of Credit Restoration & Debt-Related Services had this to say:
“People may think that filing a bankruptcy would put you out of the loan market for seven to ten years, but this study shows that it is possible to rebuild your credit to a good credit quality.”
“LendingTree’s research found that very few bankruptcy filers have a harder time [obtaining a mortgage] than those who have not filed for bankruptcy.”

Bottom Line

If you are one of the millions of Americans who has filed for bankruptcy and think that you have to wait 7-10 years to make your dream of returning to homeownership a reality, meet with a local real estate professional who can help you find out if you qualify now.


Story taken from "Keeping Current Matters".